Insurance Climate Change And The Law

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Insurance Climate Change And The Law

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Author : Franziska Arnold-Dwyer
language : en
Publisher: Taylor & Francis
Release Date : 2024-04-03

Insurance Climate Change And The Law written by Franziska Arnold-Dwyer and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-04-03 with Law categories.

The insurance industry has found itself at the front line of climate change challenges, providing insurance cover in relation to risks associated with climate change. As risk carriers, insurers pay claims for climate change related losses – such as property damage caused by windstorms, flooding, and wildfires – which have been increasing in frequency and severity. As major institutional investors, insurance companies invest in assets that may be increasingly vulnerable to climate risks. Insurance regulators across the globe have therefore started to require insurance companies to identify, manage, and report on climate change risks that could pose a threat to their financial stability. However, managing and reporting on the effect of climate risk on an insurer’s balance sheet is an inward-looking perspective that does not stem climate change. It needs to be paired with an outward-looking perspective that takes account of the insurance industry’s impact on the environment and the insurance industry’s capacity to influence what policyholders, investee enterprises, and other business partners do to address climate change challenges. For the insurance industry, the key components of positive outward impact are ‘impact underwriting’ and ‘impact investment.’ This book sets out the current legal and regulatory landscape for impact underwriting and impact investment. Whilst the focus of research and regulatory interventions to date has been on inward impact, in this book it will be argued that, to take positive climate action that supports the Paris Agreement goals and the national and international Net Zero targets, the debate should now move on to considering the positive outward impact the insurance industry can make and how we can create a legal environment to facilitate this. The book puts forward the case for a new vision of the role of the insurance industry as climate action enablers and makes proposals for insurance products and risk transfer and loss resilience structures that can support policyholders in their transition to a Net Zero economy. The audience for this book will include legal practitioners, insurance industry professionals, financial and insurance regulators, policymakers, and interested academics.

Insurance Systems In Times Of Climate Change

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Author : Cornel Quinto
language : en
Publisher: Springer Science & Business Media
Release Date : 2011-10-22

Insurance Systems In Times Of Climate Change written by Cornel Quinto and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-10-22 with Law categories.

Natural disasters such as large-scale flooding are on the increase. Climate change directly affects our basis of existence. This includes residential buildings, and commercial and industrial properties. The author highlights the requirements that will have to be met by a protection system for buildings in the future. Insurance against natural hazards lies at the heart of such a system. The insurance systems of Germany, France, Spain, Switzerland and the USA are presented. The author explains what type of insurance system is best suited to meet the challenge of climate change. The starting point of the legal section is statutory insurance with a monopoly. The question of whether such insurance is compatible with Swiss and EU law is examined. Keywords in this respect are economic freedom, competition, services of general interest and universal service.

Global Warming Climate Change And The Law

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Author :
language : en
Publisher:
Release Date : 2007

Global Warming Climate Change And The Law written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Climatic changes categories.

Climate Change Law

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Author : Richard G. Hildreth
language : en
Publisher: West Academic Publishing
Release Date : 2009

Climate Change Law written by Richard G. Hildreth and has been published by West Academic Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Law categories.

This casebook examines climate change law using primary source materials, commentary and problem exercises. Climate science and policy are integrated into each section of the book. Reducing global and U.S. greenhouse gas emissions and adapting to the impacts of climate change receive approximately equal treatment. Mitigation is covered in chapters on the probable post-Kyoto regime, energy law and policy, national and state law, theory and practice of economic instruments (such as cap and trade and carbon taxes), and carbon sequestration. Adaptation is addressed in ecosystem, sectoral, regional, and human settlement chapters.

New Appleman On Insurance Current Critical Issues In Insurance Law

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Author :
language : en
Publisher:
Release Date : 2006

New Appleman On Insurance Current Critical Issues In Insurance Law written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Insurance law categories.

Global Climate Change And The Road To Extinction

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Author : James A. Kushner
language : en
Publisher:
Release Date : 2009

Global Climate Change And The Road To Extinction written by James A. Kushner and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Law categories.

As nations and corporations discuss and undertake reform measures to slow or reverse the trend of global warming, many questions arise: What strategies exist to reverse the problems caused by greenhouse gases collecting in our atmosphere? What steps can be taken to reduce emissions? This book looks at strategies that can, and in most cases must, be undertaken at the personal, corporate, and governmental levels of municipalities, counties, states, nations, and within the international community. This book is designed to look at broad changes that are necessary and to explore the specific policies and mechanisms that are needed to implement them. After reviewing the relevant science and potential consequences of global climate change, every facet of life is reviewed for sustainability to determine opportunities for reducing carbon emissions through alternative technology and conservation practices. The chapters explore these opportunities, and discuss the significance of our policies on agricultural and food, land use planning, brownfield development, redevelopment, consumption, economic development, education, emergency preparedness, energy, housing and construction, management of federal lands, seas, population, species protection, transportation, and water. The alternative to the strategies described is extinction.

Journal Of Agricultural Taxation Law

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Author :
language : en
Publisher:
Release Date : 1991

Journal Of Agricultural Taxation Law written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1991 with Agricultural laws and legislation categories.

Climate Change And Insurance

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Author : Christina M. Carroll
language : en
Publisher: American Bar Association
Release Date : 2012

Climate Change And Insurance written by Christina M. Carroll and has been published by American Bar Association this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Climate change insurance categories.

Climate change has become a significant issue in scientific, political, and legal circles, and this may have profound implications for the insurance industry. More frequent catastrophic events such as floods, droughts, fires, hurricanes, and the like, whether or not attributable to climate change, challenge the insurance industry's abilities to measure and predict risk.

Climate Change And Catastrophe Management In A Changing China

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Author : Qihao He
language : en
Publisher: Edward Elgar Publishing
Release Date :

Climate Change And Catastrophe Management In A Changing China written by Qihao He and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on with Climate change insurance categories.

China is the largest greenhouse gas emitter in the world and also suffers from devastating climate catastrophes. Increasingly, policymakers in China have come to realize that government alone cannot adequately prevent or defray climate-related disaster risks. This book contends that a better way to manage catastrophe risk in China is through private insurance rather than directly through the Chinese government. In addition, private insurance could function as a substitute for, or complement to, government regulation of catastrophe risks by causing policyholders to take greater precautions to reduce climate change risks.

Maastricht Journal Of European And Comparative Law

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Author :
language : en
Publisher:
Release Date : 2002

Maastricht Journal Of European And Comparative Law written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Comparative law categories.